The
holidays are here, and it’s time to make your list and check it twice!
Though online shopping is easier than ever, watch out for the Grinches
who target shoppers for holiday scams. Here are 5 tips from our friends
as Wells Fargo to keep in mind as you click your way to the perfect present.
TIP #1:
Use
secure shopping sites. Only shop with merchants you trust and make sure
internet purchases are secured to protect your information. Look for
secure transaction signs like a lock symbol and “https” in the address
bar. On your mobile device, download apps from a trusted source like
your phones app store, or the retailers’ website.
TIP #2:
Don’t
be misled by an ad, or retail site impersonating a real company. Beware
of ‘special offers’ promoted only on social media and URL’s that use
the name of well-known brands with slightly different spelling. If a
deal looks too good to be true it usually is.
TIP #3:
Think
before you pay! Be wary of online merchants who specifically ask you to
pay for a holiday gift with a prepaid debit card or gift card. Another
red flag is a request to wire money to take advantage of a great deal!
These forms of payment typically cannot be traced or reversed.
TIP #4:
Watch
out for fake shipping notifications! Never click on links in suspicious
or unexpected emails. Phishing emails may include attachments or links
that download malware to your computer to steal your passwords. Visit
official company websites to track your shipments.
TIP #5:
Research charities before you donate. Unfortunately, some people will attempt to take advantage of your kindness by posing as a legitimate charity in need. Visit The Federal Trade Commission to validate an organization before giving.
